ABIR/Finance
06Meridian story · ch 6 of 8
Protect the economics· Story
Leadership sees exactly how the recommendation makes or loses money per load and which assumptions could change it.
Deal Economics · canonical financial model

Finance

Sell price · Meridian
$96,800
Opportunity value
Gross margin · Meridian
17.4%
Profit ÷ sell price
Gross profit · Meridian
$16,833
Sell price − landed
Landed cost · Meridian
$79,967
Offer + freight + duties + fees
Meridian build-up from sell price

Deal economics waterfall

97KSell price68KSupplier offer7KFreight3KInsurance1KDuty898Financing80KLanded cost17KGross profit
Sell price
$96,800
Landed
$79,967
Gross profit
$16,833
Gross margin
17.4%
Markup (profit ÷ landed) 21.0% — distinct from margin
Recommendation · Recommended path: buy from Zhenhua Polymer Works at $67,760 (QTE-2026-031), ship Shenzhen, CN → Chicago, US (32 days), sell at $96,800 for 17.4% gross margin.
Risk · Principal risk: Shenzhen, CN freight ($7,040) and supplier-price movement; a +15% freight swing cuts margin to 16.3%.
How each landed dollar is spent

Cost composition

LANDEDper unit corridor
Supplier offer85%
Freight9%
Insurance4%
Duties1%
Financing1%
Sell price
$96,800
Landed
$79,967
Margin
17.4%
Meridian contribution to portfolio position

Credit policy position

68%
Policy limit utilisation
Meridian landed $79,967 of $2,500,800 limit

The credit policy test is portfolio-level: landed committed across open deals vs 60% of pipeline value. Meridian contributes its landed cost to that position; no breach is implied by this deal alone.

Meridian supplier quotes · same sell price

Quote margin comparison

4.3478.69513.04217.389QTE-2026-03117.389 %QTE-2026-03215.896 %QTE-2026-0339.112 %
Transit drives cash conversion

Cash / timing timeline

LOG-2026-018
29d
$7k
LOG-2026-016
30d
$7k
LOG-2026-017
32d
$7k
What-if margin · affects the Meridian deal

Cost sensitivity scenarios

17.4%
Projected gross margin · Selected deal · Meridian
Recommended path
4.6459.2913.93518.58Base17.389 %Freight16.286 %Freight18.494 %Supplier14.38 %Duty18.58 %
Next in the Meridian story · Chapter 7 of 8
The economics are protected — review the consolidated recommendation and make the human decision.
What happens next: Make the human decisionABIR CORE consolidates specialist outputs, evidence, assumptions, risks, and alternatives into one executive recommendation for the Meridian truckload commitment.